Bookings and cancellation insurance comprise part of the package you purchase with Archer Affiliates, although other concentrated travel insurance providers such as StaySure also offer winter sports cover with their Comprehensive policy, in addition to cruise cover. These are optional extras with the Comprehensive option, which is capped at £5k per person.
Keen skiers, though, are best advised to be sure they are getting Value for Money on their insurance package, and may go via non-specialist providers such as Nationwide, which offers a monthly fee linked to your bank account for general travel insurance. If you want to include Mountain Rescue in the event of an accident, you are best off buying this as an add-on to your ski lift pass.
“Otherwise,” said Jane Porter, owner-operator of Bartley Marketing, “You would have to pay in advance of being taken off the mountain in a rescue sled.”
She explained, “I have extra insurance with my ski pass, that’s essentially to get me off the mountain if I have an accident. But my basic winter sports insurance is included with my monthly fee for my bank account with Nationwide.”
StaySure’s Basic Policy covers a maximum of £500 cancellation fees per person, with more limited feature access. The cruise cover is an important component of long trips at sea, although costing will see an upp-tic if you have recently endured an accident that may require you to be air-lifted to hospital if your condition deteriorates.
Community Outreach and Vocational Service Provider Jason Kingdom recently embarked on an Arctic cruise with his other half, booked by her mother who unfortunately sustained a debilitating fracture before embarking on the cruise. The premium you had to pay if already suffering from a serious injury proved so steep that, having booked the tickets herself, she was forced to abstain from travel because meeting the cost of an air ambulance if her condition deteriorated was so prohibitive.
StaySure’s ‘Signature’ policy includes a cancellation insurance in the face of natural disasters notification by the Foreign Office, for a rated capped at £10k, with “gadgets cover” and a zero excess fee as part of the policy. Its ‘Comprehensive’ policy is capped at £5k per person, with the optional extras of cruise and winter sports cover.
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